Welcome to homeownership Cheryl Hodges Cummings!


Photo: Left to Right: Cheryl Hodges Cummings, Detra Smith-O’Bryant.

Cheryl has been a lifelong resident of the Tampa Bay area. Through the City of Tampa Dare to Own the Dream Program and the East Tampa CRA Down Payment Assistance Program, she was awarded $60,000 in down payment assistance. YES, $60,000! Cheryl dared to dream and that dream of homeownership allowed her to purchase her first home with the help of down payment assistance. Cheryl’s mortgage payments for her new home are LESS than what she was paying in rent. This new home was also just in time for her 60th birthday. “It was a dream come true”, Cheryl states.
Let Cheryl’s story motivate YOU to take the first step to own your own home. Register for our Virtual Homebuyer Education Workshop! The workshops are FREE! Our HUD-certified housing counselors are here to guide you down the path of homeownership.